Insurance, loans, investments, bank and card spending for the whole family, in one private planner. See your real net worth today and every renewal before it is due.
The online planner is a private web app that runs under your own Google account.
Tap Start free trial. It opens in your browser on phone or laptop. Add it to your home screen if you like.
Google asks you to allow the app to save in your Drive. New apps show a "not verified" note: tap Advanced → Continue.
Look around with a sample family, then add your members, accounts and policies. Your 15-day trial starts automatically.
Term, health, car, LIC: cover, nominee, claim contacts and the policy copy itself.
No statement yet? Paste the debit SMS. The account is found from its last 4 digits.
Home, top-up, car and personal loans with the real outstanding and the interest still to pay.
Mutual funds, shares, FD, PPF, EPF, NPS, gold and property, minus your loans.
Budgets, month-to-month comparison, a spending heatmap and every credit-card due date.
Most finance apps keep your data on their servers. This one doesn't.
Online plans start with the free trial. Prices in ₹, including all features.
Follow these steps once. After that, a few minutes a week keeps your family’s numbers up to date. Want every detail? Read the full user manual →
Use Chrome, Edge or Safari on your phone or laptop and sign in with your Gmail. Tap Start free trial on this page to get the link.
If Google shows “This app isn’t verified”, tap Advanced → Go to Family Finance Planner → Allow. The planner only creates and uses its own folder in your Drive.
Type a planner name, your family members, and your bank accounts, cards and cash. Tap Create my planner. 74 Indian household categories are added for you.
Want to look first? Explore with sample dataThis lets the planner match bank SMS and statements to the right account.
My accounts › edit account › last 4 digitsChoose the account and drop in the Excel, CSV or PDF statement (password PDFs work). Check the column matching once; it is remembered.
Import statementOn your phone use Add to Home screen so it opens like an app. Your free trial end date is shown at the bottom of every page.
Keep Family_Finance_Planner_….html in a folder that is backed up (OneDrive, Google Drive or iCloud folder on your computer).
Double-click the file. It works without internet.
Type a planner name, family members, and your bank accounts, cards and cash. Tap Create my planner.
Want to look first? Explore with sample dataAfter changes press Save or Ctrl + S. The first time, choose the same file to overwrite it; after that Save writes straight into it.
Choose a backup folder; every Save also writes a dated copy there.
Accounts & categories › Your file & backupChoose the account and drop in the Excel, CSV or PDF statement. Fund and share prices are typed by you in the offline edition.
Import statementTap a topic to open it.
Tip: if a PDF does not read well, download the Excel/CSV version from your bank. Scanned (photo) PDFs cannot be read.
Everything a new user needs, in order. Read chapters 1 to 4 on day one; come back to the rest when you need it. Direct link to this manual: nisnil.co.in/familyfi/#manual
Offline edition instead? Save the file you receive in a backed-up folder (OneDrive, Google Drive or iCloud folder), then double-click it to open in Chrome or Edge.
Want to look around first? Tap Explore with sample data. Clear it later under Accounts & categories › Planner.
| Screen | What you do there |
|---|---|
| Home | Net worth, this month’s income and spending, items needing attention (bills, renewals), and a tile for every section. |
| Transactions & Import | Every entry, with filters. Import statements, add from SMS, record transfers, and clear the To review list. |
| Budget · Compare · Expense trends | Monthly budget grid, month-to-month comparison, and a heatmap that shows which expenses to trim. |
| Plan & funds · Cards & cash flow | What is still to come this month, expected funds for 12 months, and credit-card cycles and due dates. |
| Net worth · Investments · Loans | Mutual funds, shares, FDs, PPF and property; loan schedules with prepayment savings; a financial health check. |
| Insurance & My accounts | Policies with renewal dates, cover and claim contacts; banks, cards, demat and folios; a document vault. |
| Privacy & security | Where your data lives, the optional passphrase lock, and your licence details. |
Card bill payments, bank-to-bank transfers and cash withdrawals are transfers, not spending. Use Transactions → ⇄ Transfer between accounts, or tag a row as Card Payment or Bank Transfer and the other side is matched for you.
Use Add transaction on Transactions, choose the cash wallet or account, category and amount. A row with the wrong sign can be flipped with ⇄.
Still stuck? Email familyfi.app@gmail.com with a screenshot (hide account numbers) or message @familyfi.app on Instagram.
Your data is saved only in your own Google Drive (online) or your own file (offline). We, the seller, cannot open it. You can also lock it with a passphrase (AES-256).
No. You never share bank passwords. You import statements (Excel, CSV, PDF) or paste bank SMS yourself.
Yes. New apps show this until Google's review is complete. Tap Advanced → Go to Family Finance Planner. The app only creates and uses its own folder in your Drive.
Yes. The online edition works in any phone or laptop browser with the same data everywhere. Tip: use "Add to Home screen" to open it like an app.
Choose Monthly or Yearly to continue. If you don't, the app pauses, and your data stays safely in your Drive for when you come back.
Yes, the planner is built for the whole family: members, their policies, investments and accounts. One plan covers one Google account; share access with your spouse on the same login or ask us about a second account.
Online: hosted link, phone + laptop, live NAVs and share prices, all updates. Offline: one file on your computer, no internet, you type prices yourself, lifetime use of that version.
No. The planner organises and calculates your own information. It does not recommend products, returns or tax decisions.
15 days free. No card needed. Your data stays yours.
Start free trial
familyfi