Privacy policy

PRIVACY POLICY — FAMILY FINANCE PLANNER Last updated: 8 November 2026 Nisnil AI-Finance Solutions ("we") respects your privacy. This policy explains what we collect when you buy and use Family Finance Planner. What we collect - When you buy: your name, email address (Gmail for the online edition), phone number and payment reference. Payments are processed by our payment gateway; we do not receive your card or bank details. - When you contact support: the messages and screenshots you send us. - Subscription (hosted link) only: your Gmail address, plan, start and end dates and payment reference, stored in our app's settings so it knows whose plan is active. What we do NOT collect - Your transactions, balances, budgets, investments, loans, insurance details, family details or documents. In the online edition these are saved only in your own Google Drive by the app running on your Google account. In the offline edition they are saved only in your own file. How we use your information - To deliver the product, activate your licence, send invoices, provide support and send important product updates. - We do not sell or rent your personal information. Google account access (online edition) The app asks Google for permission to create and update files in your Google Drive so it can store your data there. This access is used only by the app on your account. You can remove it any time at myaccount.google.com/permissions. For live prices the app also keeps a small Google Sheet in that folder that looks up share prices with Google Finance, and downloads AMFI's public mutual fund NAV list. No personal data is sent to AMFI, to Google Finance or to us. Optional encryption If you turn on the passphrase lock, your data is encrypted on your device before it is saved. Your passphrase and recovery code are never sent to us, and we cannot unlock or recover your data. Retention and your rights We keep purchase records as required by tax law. You may ask us to access, correct or delete your personal information by writing to familyfi.app@gmail.com, subject to legal retention requirements, in line with the Digital Personal Data Protection Act, 2023. Security We keep customer lists in access-controlled accounts and share them only with service providers needed to run the business (for example the payment gateway and email service). Contact / Grievance officer: Sunil Panchal, familyfi.app@gmail.com